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BankruptcyOct 13, 2026

Congress Passes the Bankruptcy Threshold Adjustment Act: What the New Subchapter V and Chapter 13 Limits Mean for Georgia

Congress has passed H.R. 7730, which would permanently raise the Subchapter V debt limit to $7.5 million and replace Chapter 13’s two debt caps with a single $2.75 million limit. With filings up 11 percent nationwide and Subchapter V elections up 46 percent, here is what the Act changes, why filing timing now matters, and what Georgia businesses, individuals, and creditors should expect.

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